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Jointly in Kiplinger: Prenups and Retirement Planning

Prenups and retirement planning aren’t topics that we typically see hand-in-hand, but we should. The fact is that when couples marry later in life, the conversation isn’t just about love – it’s also about protecting retirement security and legacy planning.

In Amanda Baron‘s conversation with Kiplinger, she shared why prenuptial agreements can be an important tool for later-in-life couples:

  • They allow couples to honour both the new relationship and existing family commitments—whether that’s adult children, inheritances, or property acquired before marriage.
  • They provide clarity and fairness around retirement assets, especially when one or both partners are relying on fixed income or pensions.
  • And most importantly, they help reduce conflict, making it easier for families to navigate later-life transitions with confidence and care.

 

This isn’t about planning for divorce – it’s about planning for stability. When done thoughtfully, prenups can support healthy relationships while protecting the futures people have worked so hard to build.

If you’re navigating later-life transitions – remarriage, inheritance planning, or aligning your financial and legacy goals – this article offers some essential perspectives. We hope it prompts thoughtful discussion and planning.

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The best time to make a relationship agreement is when you move in together.

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